About Clear Harbor Group
Clear Guidance for Smarter Business Decisions
Clear Harbor Group was built on a simple belief:
business owners deserve clarity, advocacy, and solutions that actually fit how they operate.
Too often, businesses are locked into confusing payment structures, unnecessary fees, and lending options that are expensive, unreliable, or difficult for customers to navigate. We exist to help businesses cut through the noise and make confident, informed decisions.
Who We Are
Clear Harbor Group is a business solutions firm focused on helping organizations:
Reduce or eliminate unnecessary payment costs
Improve cash flow and customer accessibility
Provide clients with a more reliable and less expensive lending experience
Simplify operations with smarter technology
We work primarily with professional services, medical practices, and home improvement businesses — industries where margins matter and efficiency directly impacts growth.
Our role is not to push products.
Our role is to advocate, advise, and implement what makes sense.
Our Approach
We don’t believe in one-size-fits-all solutions or single-vendor pitches.
Instead, we:
Represent multiple payment processors and lending partners and technology providers
Compare options to find the best fit for your clients and your business
Reduce unnecessary fees and friction in both payments and financing
Recommend changes only when they improve outcomes
Prioritize transparency, compliance, and flexibility
If something isn’t right for your business, we’ll tell you — even if that means not moving forward.
How We Help
Depending on your needs, Clear Harbor Group helps businesses:
Reduce or eliminate payment processing costs through smart pricing strategies
Implement dual payment (cash discount) programs where appropriate
Offer more reliable, lower-cost lending options that improve approval rates and reduce fees. Our single-application format opens the door to multiple lenders with one easy application.
Help clients and patients move forward with care or projects without financial stress
Increase patient or customer volume by removing cost barriers
Improve front-desk and call-handling efficiency with AI
Ensure every call, question, and payment is handled promptly
Scale systems as your business grows
Everything we do is designed to remove friction, not add it.
Who We Work Best With
We partner best with businesses that:
Value transparency and long-term relationships
Want better margins without disrupting operations
Care deeply about customer or patient experience
Want financing options that actually help clients move forward
Are growing — or planning to grow
Meet the Clear Harbor Team
Ilyssa Grant
Ilyssa brings 35 years of experience in the payments and medical office operations space, along with 10 years as a buyer in the NYC high-end fashion world. Ilyssa seeks to ensure that every client experience is smooth, clear, and well supported through ongoing service, maintenance, and support.
Chief Executive Officer
David Iava
Dave brings a wealth of Knowledge from the payments and computer technology space with over 25 years of experience. He focuses on advocating for business owners by helping them reduce costs, create more options to obtain customers, improve operations, and implement solutions that make sense.
National Sales Director
Director of Client ServicesMarianne Melo
Marianne, “Melo”, works directly with businesses to guide setup, answer questions, and make transitions seamless. She is also relentless in pursuing a solution for her clients.
Let’s Start with a Conversation
If you are unsure whether your current systems are helping or holding you back, we will review them with no obligation.
Clear Guidance. Better Decisions. Stronger Business.